Charley's in love with the daughter of a financier who wants her to insist that Chas have a pile of cash before she marries him. But the Depression is everywhere: Charley's behind on his rent and nearly everyone he meets is down on their luck. After reading a "how to" book on the power of a forceful will, Charley applies the lessons with mixed results, but he does land a job that includes delivering a shake-down letter to his girlfriend's father. Will the naïve Charley end up in jail?