An Insurance Loss-Adjuster 'Forest Whitaker' is urgently sent out by his boss to 'adjust' a large LIfe Insurance Claim. His destination is a small town in the middle of no-place. Once there, he begins his work. This is an unusual movie, with a slow tense atmosphere, set in a bleak and inhospitable wintry landscape that broodily looks on as proceedings unfold. Though not a commercial success at the box-office, this odd-ball movie, Set in America, but Filmed entirely in Iceland, has much to commend it.