- Evelyn and Andy live off Andy's annual income of $128,000, as Evelyn is the stay at home housewife and mom to two infant children. Despite their comfortable income, they still have $73,000 of consumer debt, and no house of their own. They used to own a house, but moved across the country twice, the first move to Calgary which led to Evelyn feeling isolated and like they were starting all over again, the issues at the core of her emotional spending, especially on online makeup (as she feels stuck at home with nothing else to do) and spa treatments. Andy can't understand why they shouldn't be able to afford the luxuries in life, such as the $4,000 projector television. When Evelyn asks Andy, the sole household financial manager, about the financial issues, Andy accuses her of not trusting him. Gail wants: Andy to investigate disability and life insurance options; Evelyn to find social options for her and the kids outside of the house, most specifically with other parents and their kids; Evelyn to be involved in the household money management; them to set five year goals and how they will achieve them; and to find staycation activities instead of the pricey vacations they have been taking, which were all in an effort to save their relationship.—Huggo
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