- Gerry is a financial analyst but the books at home just don't balance. This is a second marriage for both Kelley and Gerry and they're both trying hard to avoid control issues they faced in past relationships. But, with three kids and seven years of uncontrolled spending under their belts, they're sinking fast.—Frantic Films
- Kelley and Gerry's seven year marriage is the second for each of them, they having three children from this and/or their previous relationships living with them. Despite their healthy combined $108,000 annual income, they have $128,000 in consumer debt - $73,000 which was borrowed from family - above $247,000 left on their mortgage. Their debt is ironic as Gerry, who handles all the household finances, is a financial analyst in his day job. Gail believes the core issue is that both their first marriages were about control, and so they have taken an unofficial hands off approach with each other in this marriage, leaving no one in charge to oversee the problems. In addition, they believe they are spending their time away from work largely as quality family time, whereas when Gerry is not out playing golf or hockey, each person in the house is in a separate room watching one of the several televisions they have. Gail wants the entire family to come together to review critically where their money is going, especially on the luxury items, and to spend more real quality time together as a family doing fun but free things. But most importantly, she needs Kelley and Gerry to keep that open line of communication with each other about their money issues.—Huggo
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