Reginald is a coward; wealthy young widow Mary adores bravery. Reginald takes Mary's baby Kitty out for a boat ride; Kitty falls overboard and would have drowned if not for Bob the lifeguard. Reginald bribes Bob and, taking the baby, claims that he saved her He is acclaimed the hero and awarded a medal. Later he takes the mother for a boat ride and when the boat upsets, Bob again comes to the rescue. Reginald is discovered as a fraud and Bob is made the hero and taken to the garden party that evening, where the assembled guests treat him coolly.
—Moving Picture World synopsis