- A chance find of money makes the penniless Sam a good match for the nouveau riche Lindy. But Sam soon loses the money at cards - and with it the favor of the unfaithful Lindy.
- Sam the white-washer pines for the affluent Lindy, but she has dumped him in favor of another. Sam finds a large sum of money, and goes to New York to enjoy a shopping spree, buying new clothes, jewelry and a car with a driver. Back home, Lindy flips for Sam and his newfound wealth, and dumps the rival. Sam throws an engagement party where he indulges in a friendly game of cards with his former rival and another man, who unbeknownst to Sam, is a card shark. Sam loses his bankroll, jewels, clothes and car in short order, Lindy runs off with the card shark, and Sam resigns himself once again to a life of white-washing.—David N. Lewis <uncledavelewis@hotmail.com>
- Sam Jones is a laborer, a wielder of the white-wash brush. He is in love with Lindy Williams. Having saved up quite a little money, Sam buys some swell second-hand clothes and goes to Lindy's home. Lindy's people are quite prosperous, her father having retired from his job as "Public Porter." Lindy is a coquettish ebony beauty and trifles with Sam's affections. She plays Sam against Bill Johnson and finally in despair Sam retires from the field. Walking along the road beaten and despondent, Sain finds a lot of money. Now, he vows, he will show them! He buys full dress clothes and other swell duds, an automobile and jewelry. Like a peacock he begins parading himself before Lindy and his rival, and, as can be expected, coquettish Lindy transfers her affections to him. Sam makes hay while the sun shines and proposes to Lindy and basks in her smiles. After his acceptance he sends out invitations to a reception, on which occasion he plans to announce his engagement. During the reception Bill Johnson and his pal, Slick Mr. Tighe, concoct a scheme to break Sam. They invite him to a poker game and by cleverly stacking the cards and passing aces under the table with their naked toes, Sam is relieved of his fortune. When Lindy is apprised of this she gives Sam the cold shoulder and offers her arm to Slick Mr. Tighe, the possessor of all of Sam's wealth.—Moving Picture World synopsis
- Alice Guy-Blaché proves herself to be an accomplished comedy director here, telling the story of poor Sam in a very pointed way, who doesn't realize that his beloved, Lindy, is only interested in wealthy men. One day he finds some money and is able to throw a big party, and he suddenly gains Lindy's favor. But shortly afterwards, he loses the fortune he unexpectedly won at cards ... "A Fool and His Money" is considered the first feature film with an exclusively African-American cast.
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