- Ray is a man on the move. He's got a tip on the races that's sure to turn a borrowed ten grand into a hundred. But when Ray's horse comes up short, he finds himself on the run from the mob and his girlfriend in the arms of his best friend.
- This urban drama set in a working-class New Jersey suburb, chronicles the complex relationship between three young men, Ray, Mike and Butchie who have been lifelong friends. One day in the past, when they were children, the boys witnessed the public arrest of Ray's father for illicit gambling. Ray was traumatized and swore that he would never let such a thing happen to him. Now he is a hard-working shoe salesman who dreams of being a prominent businessman. He is planning to marry his childhood love, Joanne. Mike is a college student who works part-time in his father's bar. Butch is the troubled one. He works as a delivery boy and has little ambition. Despite Ray's dreams, he is irresponsible and to get more money borrows a large sum from the local mob loan shark, Donny. Unfortunately, he loses it in Atlantic City casinos. Meanwhile, after Mikes father suffers a heart attack, Mike and Joanne have sex. When Donny's thugs catch up with the three, they cruelly torture the youths until someone interrupts them.
- Ray and his good friends grew up in their working class neighbourhood. Ray is a salesman but dreams of something more: he wants his own business, and wants to marry his childhood sweetheart Jo. In order to fulfill his dreams, Ray takes out a loan which is well beyond the re-payments he can make on his meagre income. His friends get dragged into the fall-out when he can't keep up with payments, but will they stand by him or has he pushed them too far this time?
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