Let me preface this comment by saying, first, I am an actor in LA, and second, that I am well aware that this is a very bad movie. Stupendously bad. Mind shatteringly bad. Life alteringly bad. OK, fine...it sucked!
But, I feel there are some points that must be made to explain (but by no means excuse) the well-meaning but misguided souls that worked so hard to bring us this dreck.
First, PBS. Granted, this production should never have made it past the first table read. But one must remember that, only a few years before, PBS had been responsible for one of the greatest pieces of sci-fi ever to appear on TV: The Lathe of Heaven. This was a wonderful, faithful adaptation of Ursula LeGuin's story.It was a genuine masterpiece. They probably thought they could do no wrong. How wrong they were. But, for an organisation that is notoriously strapped for cash, the attempt to widen it's appeal is understandable (if not forgivable). At least they hadn't started showing John Tesh concerts, yet.
Second, Raul Julia. A great many people that make comments on this site like to say of a famous actor in a bad film, "he must have needed rent money", or something to that effect. Well, I hate to break it to all you non-actors out there, but the fact is, some of us actually do NEED TO MAKE RENT MONEY. Raul was a great actor, an actors actor, but he was never a superstar. And, at the time Overdrawn At the Memory Bank was made, he had gained some success on the Broadway stage, but he probably still needed the job. The fact that he was a firm supporter of public broadcasting was undoubtedly a bit of gravy. Not all actors are Jack Nicholson, w/50,000,000 off the back end of BATMAN. Some of us are Raul Julia, in 1984, drawing a paycheck, and hoping our talent will show through, and elevate a piece of crap like OATMB.
Third, MST 3000. OK, granted, they had nothing to do with the making of this film. But, they took an unwatchable (while well intentioned)film, and turned it into an incredibly enjoyable film. And they were nice (as they reasonably could be) to Raul.