5/10
more clever than accomplished
14 March 2010
"How to Rob a Bank" is a low-budget oddity in which a young private citizen (Nick Stahl) gets accidentally locked in a bank vault with a hot-and-sexy would-be robber (Erika Christensen). The trick is it's hard to tell whose side young Jinx is really on - the bank robbers' who are holding the employees and customers hostage on the other side of the steel door, or the cops', led by Officer Degepse (Terry Crews of "Everybody Hates Chris"), who are stuck outside the bank trying to defuse the situation. Jinx is a customer mightily ticked off at how banks literally nickel-and-dime their depositors at every opportunity - and it is anger at this outrage that may inspire him to shift his loyalties to the malefactors in the final stretch.

Written and directed by Andrews Jenkins, the movie earns more points for creativity than it does for execution. The story is often needlessly gimmicky and confusing, the direction unpolished and lacking in finesse, and the performances low on subtlety and shading (though Stahl is very good). Plus, what with its made-on-the-cheap appearance, collection of pseudo-profundities and single-set mise-en-scene, "How to Rob a Bank" definitely has a film-school-project feel to it.

Still, it's kind of fun watching the movie turn the bank-robbery formula on its head, particularly in its blurring of the lines between the hostages and the hostage-takers, the law-breakers and the law-enforcers. Plus, for a little added kick, it has the late David Carradine appearing in a cameo role right at the closing moments.
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