The waiter has left the check on the table. A group of colleagues are still sipping the red wine, engaged in the conversations after dinner. Gradually wallets and mobile phones are pulled out and someone picks up the check. Someone pulls a $100 bill out of his wallet to make a joke. The bill is passed around the table. Each person takes their turn paying for the check with mobile transactions, credit cards, private and corporate currencies. This film shows a positive portrayal of the future of transactions and is based on my academic research.