Tom and Susan ponder what to do with his tax refund. Lewis's sleeping is so excessive even his parents feel it's time to force him to get active by charging rent- he immediately announces to move out; when ma puts dad in the doghouse for the idea, Lewis decides to milk him big-time for accepting to stay. Chris waited a month before telling Mary her master-plan for their entire lives is down the drain because he lost his job; Mary is a raging wreck for days. Susan starts her own plan and economizing. Tom convinces Chris to admit he doesn't want to stay in computers, but what then? Tom makes Susan give up the plan in exchange for diamond earrings. Chris decides to get no job, but buy, fix up and sell houses instead- then he's offered his old job back, to Mary's delight...