Jonathan Talbot, a bum sees an article in the paper about something at the St. Gregory involving a family, the Howlands. So he goes there and "borrows" the suit of one of the guests and goes to see them. The parents, Ned and Margot are surprised to see him and ask him why did he come? He says to see his daughter, it seems like he and Margot were married but circumstances led to their marriage ending and she married Ned and raised his daughter, Kelly as his own. And it turns out that the thing they are there for is Kelly's engagement to the son of some people Ned hopes to get into business with because he's broke. But Kelly doesn't care for the son, if anything she's in love with someone else. When Jonathan learns of this, he threatens to tell Kelly who he is unless Ned calls it off.