A loser whose money making schemes always go wrong, is thrown out by his wife. And wanting to make it up to her he takes out a contract on himself so that his wife could get his insurance. Moments after meeting with the one who will execute it, he wins the lottery. At the same time, it seems that one of his schemes got him arrested and the one who bailed him out wants Colt to bring him in. Now the guy after claiming the money, is caught by Colt. He asks Colt to make a phone call and the one he calls is the man he hired and he tells him to call it off but the man is worried that he's a loose end decides to take him out.