Monk runs out of insurance coverage for his therapy with Doctor Bell, and ends up joining a group that Doctor Bell meets with twice a week and which Monk's insurance will pay for. Glory be to God, Monk's perpetual nemesis Harold is one of the group. But the real problem is, someone is killing off members of the group. We meet the killer early on, but must wait for a clear explanation as to why he is doing what he is doing. Mainly, the episode is about Monk, Bell and Harold. It's like old home week for these three. And it is all very funny. The ending is highly improbable, but it is in keeping with the silly nature of the episode.
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