Some time has passed. Virginia has given birth to a boy, much to the excitement of Lord Brightlingsea. Her relationship with Seadown however has grown cold however and when her father informs them that he has lost everything in a stock market crash, her use is further diminished. Nan doesn't suffer from money problems but has difficulty in her new role as the Duchess of Trevenick, now responsible for a large household and all of the estate's finances. She and Julius eventually consummate their marriage and she becomes pregnant. Tragedy ensues however. Lizzy Elmsworth marries Hector Robinson whose success leads to riches and a higher social standing.