Friends (1994–2004)
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The One Where Joey Loses His Insurance 

Joey's health benefits lapse just as he develops a hernia. Ross is given a professorship at NYU and eager to impress his students, he puts on a fake English accent.



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Episode cast overview:
Monica Geller (as Courteney Cox Arquette)
Joey Tribbiani (as Matt Le Blanc)
June Gable ...
Kim Harris ...
Casting Director #1
Joe Everett Michaels ...
Casting Director #3
The Professor
Ian Meltzer ...
The Student
Matt Bellner ...
The Crew Member


Ross gets a part time job as guest lecturer at the university. Joey's health insurance expires because he wasn't paying so he goes to see his agent. Phoebe's psychic says Phoebe will die within a week but she doesn't know how she will be killed. Rachel and Monica sneak into Ross' lecture and find that he is doing a fake British accent. He says he couldn't help it - he was nervous when having his first lecture and the British accent just came out of his mouth. Joey has a hernia but doesn't want to go to the hospital because he isn't covered by insurance anymore. Monica and Rachel fight about some candle holders because both claim they bought them. Phoebe's reading was wrong because her psychic is dead. Ross tries to phase out the accent but everyone notices. Rachel finds out that they are still married and is furious. Joey gets his health insurance back. Written by Anonymous

Plot Summary | Add Synopsis


Comedy | Romance


TV-PG | See all certifications »




Release Date:

14 October 1999 (USA)  »

Filming Locations:


Company Credits

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Technical Specs



Sound Mix:


Aspect Ratio:

1.33 : 1
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Did You Know?


The magna doodle has pictures of exotic fish. See more »


The boom mic is visible in the shot of Ross lecturing in class. See more »


[Joey has a bad hernia and is in massive pain]
Phoebe: Hey! Maybe you'll die!
Joey: [voice cracks] Chandler, I'm scared.
Phoebe: No, we can go together. Just don't wait too long, because I'm outta here sometimes before Friday.
Joey: But I don't wanna die.
Phoebe: No, no, it'll be fun. We'll come back and haunt these guys!
Joey: Wait, could I come back and haunt Monica and Rachel when they're in the shower?
Chandler: That's my girlfriend!
Joey: Hey, I'm dead!
See more »

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User Reviews

Rachel discovers that still is married to Ross
29 May 2009 | by (Brazil) – See all my reviews

Rachel is moving to Ross' house and discovers that she still is married to him, since Phoebe told her in a lapse.

Phoebe goes to a psychic that tells her that she is going to die soon,making her stay completely neurotic.

Joey has hernia, and his benefits of health insurance expired because he didn't work enough last year. He searches for Estelle and asks her to help him to get more jobs(He wasn't getting jobs because Estelle badmouth him to a lot of people).

The Head from the paleontology department from the NYU asks Ross to be their guest lecturer as a temporary, but if they like Ross he could get the job as a full time. Ross has a lot of success in his first class, and Rachel and Monica go visit him while he is giving his class. When they arrive in his class, they see Ross speaking with a British accent. Ross tells them that he uses the accent to have more success in his classes and also because the class are less boring in this way.

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