Frasier has hired an old friend from his Oxford days, Avery McManus (John Hannah), as his accountant, and his spending habits are already causing some concern. Following a difficult meeting, Frasier seeks sanctuary in Café Nervosa with Niles, only to discover that they now have a loud folk singer named Ben (played by Elvis Costello) playing afternoons there. Frasier voices his objections, but ends up crossing the establishment owner, Maureen Nervosa (Amy Hill), and in the end feels compelled to leave. He and Niles spend some time trying, unsuccessfully, to find an alternative regular café. During his search, he is shocked to discover Julia Wilcox, a condescending co-worker from KACL, in the arms of his accountant. Knowing that Avery is married, Frasier is faced with an ethical dilemma as to whether he should tell Julia this fact. Niles, meanwhile, is unable to keep away from Nervosa.