Bat down and out on his luck is hired as the bodyguard of a beautiful widow. She must wear a fabulously expensive diamond to the Governor's reception that evening but before they can leave the necklace is stolen while Bat is distracted.
It is 1882 in St. Joseph, Missouri and Bat is having a bad streak of luck. He is with his friend Ellie Winters who offers to buy dinner for them but Bat still has a large bill hidden in the head of his cane which he opens in the lobby where all can see. Later that day, he finds a note under his hotel room door asking him to come to Lucy Carter's room. The young, beautiful Lucy tells Bat her husband died six months earlier and she has been asked to attend a governor's reception that evening. Bat declines being her escort but is told he is to be her bodyguard, not her escort. She wearing a $150,000 diamond necklace so protection is needed. Bat agrees to do the job for $100. After helping her put on the necklace, a ruckus in the hall made by two drunks knocking on her door gets their attention. Bat going through another room enters the hallway to stop the men who leave. Suddenly, Luck screams. Bat enters her room finding her on the floor and the necklace gone with a thief out the window.... Written by