- A cop finds a mysterious map from the Age of Exploration inside a stolen painting, and enlists the aid of his antiquarian brother to solve its riddles .
- A painting is stolen from a building during a great fire and after it is recovered, the police find inside a mysterious map. A police officer responsible for the case asks his brother (Stephen Baldwin), who is an antiques expert, to help him during the investigation. Analysing the paint and fabric, they find that the map belonged to Cristopher Columbus and the drawings in it refer to an old legend of a lost treasure. Besides unraveling the mysterious riddles, the police officer and his brother will have to fight off a violent gang pursuing the treasure as well.
- A huge fire at the Morgan art museum destroyed everything. Someone disguised as a fireman steals a painting and drives away with it. This was a mob hit and the mob had paid corrupt cops led by Detective Sean Walker (Jerry Doyle) to give the driver a clear run to the marina. But Det Carl pursues the truck, since the driver is driving very rashly. The truck driver panics and ends up crashing it. Carl recovers the painting stolen from the museum. The police captain also finds a map inside the truck boxes. Walker offers to take custody of the map to figure out what it is, but the captain hands it over to Carl, since he found it.
Det. Carl McBride (Coby Ryan McLaughlin) obtains one half of a treasure map and gives it to his brother Bryan McBride (Stephen Baldwin) (who is an expert in antiquities) to figure out. Bryan figures that the map belongs to Christopher Columbus. His ship sank in 1503, which was carrying precious cargo back to Spain. Legend has it that Christopher hid the treasure when his ship started taking on water, and created a puzzle map, so he could go back to it to retrieve it at the right time. But Christopher got marooned in Jamaica and never got back to the treasure. The location on the map looks a lot like Isle Damas in Panama. The map has a hole in it. Bryan carbon dates it to figure out that it is authentic.
Carl is then captured by a mobster Ricaro Arterra (Hannes Jaenicke) who was looking for the treasure, who then forces him to come to the island to help him find it. To keep himself alive, Carl claims that he has seen the location of the treasure and leads Ricaro on a wild goose chase all over the Island.
Meanwhile, his brother reaches Panama City and hires a small plane (with a female pilot Carrie (Nicollette Sheridan) and two incidental passengers (Danny G. (Mark Christopher Lawrence) & Tammy (Tami-Adrian George))) to take him to the island, but a storm ends up stranding everyone. The plane explodes after landing and the explosion is seen from a distance by Ricaro and his men. Walker figures out where Bryan has gone (by following his flight bookings) and takes time off work to pursue him to Panama. Walker calls Ricaro and tells him that Bryan has the map and is on the way to Isla Damas. Ricaro figures out that the explosion has something to do with Bryan trying to get on Isla Damas.
Carl escapes Ricaro's men, while his team attacks Bryan and his group. Bryan and Danny tag team to fight them off and escape before reinforcements arrive. Carl tracks down Bryan and hooks up with the group. Carl and Bryan tell the rest about the treasure hidden on the Island. The next morning, Walker brings a chopper to reach the Island and starts attacking Bryan and his group from air. They take shelter under the trees. Walker syncs up with Ricaro and tells him that Bryan and his group is heading towards the higher ground on the Island. Ricaro plans to outflank them. Bryan, Carl and his group is able to evade and outfox Ricaro's men. They get to the helicopter that flew Walker in.
Meanwhile Walker holds Ricaro at gunpoint and makes him part with his half of the map. In the ensuing tussle, Ricaro falls to his death. Walker then confronts Bryan and Carrie before they take off in his copter. The ensuing fight, Bryan and Carl get hold of the maps, but Walker takes off in the copter. The storm has triggered a huge tsunami, and it crashes into the copter 5 miles out, meanwhile Bryan and his group take shelter in a cave to ride it out. The next morning the team brings the 2 maps together and finds a huge box containing the treasure.
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