Animated information short. Motorist Flad and pedestrian Flid are neighbors, but they live very differently. Flad is a mood spreader and the happy giver, whereas Flid is the more hesitant type who enjoys the small joys in life. The Flad family buys on credit and take out loans, whereas the Flid family keeps all their money in the safe. Neither method is appropriate, says the film, both families must learn to create a household budget to get an overview of their domestic economy. Finally it is recommended that a possible surplus is deposited in the savings bank.