A naïve insurance adjuster comes under the tutelage of his jaded boss and gets caught in a web of deceit and lust.



, (based upon the story "The Adjuster" by) | 1 more credit »

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Cast overview, first billed only:
Tom Long ...
Ben Madigan
Louise Roncoli
Melissa Madden-Gray ...
John Kriesky
Brian Meegan ...
Sharin Contini ...
Mrs. Whelan
Thomas Clunie ...
Mr. Whelan
Gael Ballantyne ...
Mrs. Arnold
Barry Latchford ...
Mr. Arnold
Kim Lewis ...
Woman - Child's Mother
Andrew Wholley ...
Man in Wheelchair
Monette Lee ...
Bruised Woman
Michael Denkha ...
Hospital Husband (as Michael Denka)
Sophie Gregg ...
Hospital Wife


A naïve insurance adjuster comes under the tutelage of his jaded boss and gets caught in a web of deceit and lust.

Plot Summary | Add Synopsis


Some people give crime a bad name See more »


Drama | Crime | Thriller

Motion Picture Rating (MPAA)

Rated R for strong sexuality, language and brief drug use | See all certifications »





Release Date:

18 February 2000 (Sweden)  »

Also Known As:

Kockázat  »

Company Credits

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Did You Know?


20th Century Boy
Written by Marc Bolan
Performed by Skulker
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User Reviews

Bryan Brown and Claudia Karvan induct Tom Long into insurance fraud
5 October 2016 | by (United States) – See all my reviews

"Risk" (2000) is a neatly-contained neo-noir set in Sydney. The production design and art direction give us very sleek and clean settings, interior and exterior. The cars are immaculate; the buildings are clean, tall and sturdy. Inside the insurance company building, the personnel are all dressed in dark suits busily moving purposefully within the glass and metallic environment. The bar frequented by the conspirators of insurance fraud, Bryan Brown, Claudia Karvan and Tom Long, has a beautiful curved bar, clean as can be.

All is in order except that it isn't. Brown is an insurance adjuster. Karvan is an outside lawyer who represents claimants. They have a scheme that defrauds the company and lines their pockets. The innocent Tom Long is brought in to settle unadjusted claims and increase their takings. Their sex relationships, a triangle, lifts the story considerably. Karvan, in particular, is frosty when she's not hot and hot when she's frosty, if you know what I mean. She nails her well-written role as femme fatale. Her part is essential to the movie's enjoyment. Her greed for more and her infidelity to Brown, who did not expect her to go as far as she did with Long, sets in motion the last part of the movie.

Brown, of course, is always watchable. I first noticed him in the 1980 "Breaker Morant". He just slides right into his part effortlessly, or so it appears. Long is well-cast as the young man drawn into their scheme and into Karvan's arms. His character has to be somewhat enigmatic, maybe not as innocent as he seems. Long carries this off nicely.

The story is tight. The cinematography captures the clean environment, often even exaggerating it with wide-angle shots. The fraud is plausible. This being neo-noir, there are no guarantees about a happy ending, or a happy ending for all.

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