D. P. Murphy is an insurance investigator and recovering alcoholic. His ex-wife won't let him see his daughter, his girlfriend won't take him back, and he must determine if a woman who died of an apparent heart attack was really murdered.
Victor Beaudine takes on an insurance case involving Murphy's ex-wife, Marissa. Murphy has to find a missing rottweiler and locate a sea captain the company owes a check. If he gets a chance he hopes to see his daughter.
Murphy delivers $1 million to the owner of a stolen motorcycle. With a social worker checking on him ahead of potential visitation rights, Murphy thinks an apartment fire gives him cover so he can pretend it wasn't always a mess.
As Kimi visits Wes at work to ask him to keep Murphy company while she is away on a photo shoot, a disgruntled customer takes everyone in the office hostage. Meanwhile, Murphy has an odd visit from a fellow A.A. member.
Murphy gets a visit from his daughter, Kathleen. Kimi finds out Murphy assumes she will help him. Wes wants Murphy to talk to a witness, but his sense of obligation to his daughter keeps getting in the way.