Charles Erskine, a broker, hands a life insurance policy to his wife. A year later a financial panic wipes out Erskine's money and brings him down to a lingering illness. The doctor tells Mrs. Erskine that her husband must go south. The wife goes into Erskine's room where in spite of her attempt at concealment he draws from her the doctor's verdict. Raymond, the son, goes to the desk and finds the policy. Erskine declares thankfulness that they will be provided for after he has gone. Raymond goes to draw the policy money, but is refused. At last he succeeds in reaching the president's office. The president goes to Erskine's home, but says he cannot pay the policy until after the death. However, he gives them a substantial check, enough to take the sick man south.