20 November 2012 5:17 PM, PST | TMZ | See recent TMZ news »

Ariel Winter's sister -- who has a good shot at becoming the permanent guardian -- has had a storied history of financial problems ... TMZ has learned.Shanelle Gray filed for full-blown bankruptcy back in 2000, with assets totaling a measly $385 and debts totaling $42,561.89.  At the time of the filing, Shanelle declared a grand total of $10 cash and $75 in her checking account.  As for her other worldly possessions, she listed a bed, dresses, an alarm clock and a radio, »

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