Currently lives in San Juan Capistrano, California. 
Does Web site application development and systems architecture. Served as CIO of E*OFFERING. Founder of Lutter Consulting, where he developed information systems for Fortune 100 companies such as AT&T, Southern California Edison and Unocal.
Earned a BS in Civil Engineering from Stanford University in 1984 and a MS in the same field in 1988.
Is married with one daughter.
Currently is CEO and co-founder of NetChemistry in Southern California, that provides software to banks. [October 2001]